
iPay empowers your customers to Shop Now and Pay Later over 12 instalments, all at zero risk to you.
Increase your sales
Merchants have experienced a 50-70% increase in basket size after offering Shop Now, Pay Later to their customers.
Drive conversions
55% of shoppers abandon their cart because it is too expensive. Say goodbye to abandoned carts.
Guaranteed upfront payment
iPay settles quickly and upfront with merchants by automatic bank transfer, and assumes all charge-back risk / processing fees.​
Reduce your refunds
Buy now, pay later users have a 30% lower refund rate. Empower your consumers to buy what they want now.
How iPay Works
STEP 1
Simple sign up
Your customer enters a few top-of-mind pieces of information for a real‑time decision.
STEP 2
Flexible payments
Customers can spread their payments over time, with choices ranging from 1 month to 12 months.
STEP 3
Zero risk to you
We settle upfront with you and take on all risk, from costly charge-backs to fraud.

Available on the following platforms
We have already done the work to make it quick and easy for you to get up and running.​




